Author Archives: steve

About steve

For over 17 years, Steve has been coaching clients in some of their largest personal financial decisions. Sound advice for financing new home purchases has earned Steve the trust of his clients. Steve also provides sound investment coaching for clients that share his conservative philosophy for investing savings. Steve is an owner in two financial companies and he practices what he teaches. Steve is a coach to his clients. He believes that his clients' best decisions are the ones that they own and understand for themselves. Steve has implemented a process for equipping clients to make excellent decisions consistent with their own personal philosophy for investing. Success through decisions based on convictions creates peace of mind. You can and should have peace of mind around all your financial decisions.

Prediction Addiction

Posted on January 12, 2012 by steve

Americans are increasingly addicted to forecasts and predictions.  There are experts in every imaginable field predicting every detail of our future experience:  weather, politics, sports, finances, farming, global climates, etc.  Nothing is lacking a forecast today.   I see this first … Continue reading →

Posted in Uncategorized | Leave a comment

Which Homeowners will get stuck paying the Payroll Tax Cut Extension?

Posted on January 9, 2012 by steve

The extension of the payroll tax cut was approved by congress in late 2011.  To fund this extension they tapped Fannie Mae and Freddie Mac to foot the bill.  In the next couple of months, Fannie and Freddie will be … Continue reading →

Posted in Uncategorized | Leave a comment

Investing and Campfires

Posted on October 13, 2011 by steve

Investing your personal savings wisely is simple, but it’s not easy. As investors, we act irrationally. We know what we’re supposed to do. We sell when the market is high and jump back in when it’s low. However, the evidence … Continue reading →

Posted in Free Markets, rebalancing | Tagged , , , | Leave a comment

How low can home interest rates go??

Posted on September 6, 2011 by steve

I get a lot of questions from folks wondering if the rates can go lower than they are now. Here is a very interesting chart that tracks the mortgage bonds for the past year. (Note: The bond chart moves opposite … Continue reading →

Posted in Uncategorized | Leave a comment

Dave Ramsey Leadership Training Sept 30th

Posted on September 2, 2011 by steve

Here is more information on the live simulcast on September 30. If you are already registered, forward this to some people that you think should come with you! They can register for the event here. This is excellent Leadership training! … Continue reading →

Posted in Uncategorized | Leave a comment