How can you tell the difference between bad advice and a general down turn in the market? I see a lot of bad advisors hiding behind the fact the entire market is down. How can a prudent investor separate the two? Bad Advisors: To begin with, professional advisors must have measures for accountability....

Do you know what I love about wealthy farmers? THEY EARNED IT! They become wealthy by years of hard work. There are no short cuts! Every day they work hard with no guarantee that this year’s effort will be profitable. After 3 bad years they still plant seed the 4th year and expect it to grow! Their...