Should the Government protect me from Failing? Can it protect me from failing? Many people are looking to the government to safely navigate them through this current economic down turn: Protect their job; get them a better paying job; an education; better health care; a secure retirement. President Obama...

We continue to wait: Looking back over the past 7days there has been very little change in the prices of the bonds that represent mortgage interest rates. The chart shows how mortgage bonds peaked and then have come to rest above 5.25% the last half of January and into February. In my last blog I noted...

INFLATION: Currently it is non-existent. I know that inflation is the enemy but for now that enemy has retreated out of sight. This is good news for low mortgage rates. Future inflation is still a concern but not expected to be a factor for the first quarter of 2009. ECONOMY: We are in a difficult...